While you're hard at work increasing your deposits, this account allows your existing funds to do the same. Available to local businesses and organizations, earn competitive, tiered interest rates.

  • Helps qualifying local businesses and organizations start and stay ahead
  • Available to sole proprietors, trusts, government entities and non-profit organizations
  • Make the most of your money; competitive, tiered interest rates paid on the daily collected balance
  • Larger balances automatically receive higher rates
  • No monthly maintenance fee with a daily minimum balance of $1,500
  • No activity fees (per item charges) on first 100 paper items posted to account during statement cycle
  • High volume accounts, at bank's discretion, may be subject to monthly account analysis
  • Free online banking and bill pay
  • Free mobile banking with mobile deposit
  • Itemized monthly statement, check images returned with statement
  • Free Mastercard® debit card
  • Free 24-hour voice banking
  • $100 minimum deposit to open

Entities that are eligible to open an First National Bank First Rate Business Checking account:

  • Sole proprietors
  • Nonprofit Organizations
  • Trusts
  • Government entities

Unlawful Internet Gambling Enforcement Act (UIGEA) of 2006

The UIGEA, signed into law in 2006, prohibits any person engaged in the business of betting or wagering (as defined in the Act) from knowingly accepting payments in connection with the participation of another person in unlawful internet gambling. The Dept of Treasury and the Federal Reserve Board have issued a joint final rule, Regulation GG, to implement this Act.

As defined in Regulation GG, unlawful Internet gambling means to "place, receive or otherwise knowingly transmit a bet or wager by any means which involves the use, at least in part, of the internet where such bet or wager is unlawful under any applicable Federal or State law in the State or Tribal lands in which the bet or wager is initiated, received or otherwise made".

As a customer of The First National Bank of Beeville these restricted transactions are prohibited from being processed through your account or banking relationship with us. If you do engage in an Internet gambling business and open a new account with us, we will ask that you provide evidence of your legal capacity to do so.

We'd love to see you at one of our locations.