ChoiceFIRST checking earns competitive interest with no minimum balance required. Plus, there's a variety of ways to reduce or eliminate the monthly fee through banking activities you're probably already doing.*

Details
  • Earns interest on daily collected balance
  • Qualifications to reduce the low monthly service charge:*
    • Begin each statement cycle with $4.95 monthly fee
    • Be enrolled and receive eStatements to reduce fee by $1.50
    • Further reduce by 15¢ per debit card purchase of at least $5.00 that posts and settles, until fee is eliminated
    • Or, maintain a minimum daily balance of $5,000 to waive the fee
  • Unlimited check writing
  • Free first order of personalized checks
  • Free online banking and bill pay
  • Free mobile banking with mobile deposit
  • Free eStatements with check images
  • Free Mastercard® debit card (limit 2 on joint accounts)**
  • Free 24-hour voice banking
  • $25 minimum deposit to open

*Minimum to open account is $25. The monthly service fee for this account is $4.95. This fee may be reduced by doing the following during the monthly qualification cycle: $1.50 reduction in fee for enrolling in and receiving e-statement notice and $0.15 reduction in fee for each posted and settled debit card purchase of at least $5.00. Qualifying transactions must post to and settle account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle an account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. The monthly fee may also be waived if a minimum daily balance of $5,000 is maintained throughout the monthly qualification cycle.

**Free if used at least once every statement, $2 monthly if not used.

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