We believe it's unfair to penalize you for small mistakes or unexpected events. Our Preferred Overdraft Privilege is designed to protect you in such cases and save you money in NSF fees.

  • A $600 overdraft privilege is automatically activated for qualifying account holders who have maintained a continual positive balance and have had no returned items for a minimum of sixty (60) days, unless you indicate to us you do not want to utilize this benefit by opting out
  • No maintenance fee
  • Automatic notification each time you access your overdraft privilege
  • Standard overdraft fees and return item charges will be subtracted from your overdraft limit
  • If you exceed your $600 limit, checks may be returned
  • Only one FNB Preferred Overdraft account is available per individual
More Info

FNB Preferred Overdraft Privilege allows you to overdraw your account up to $600 for items created by check, in-person withdrawal, ATM withdrawals, or other electronic means.

FNB Preferred Overdraft Privilege is not a loan. It is a benefit feature provided to qualified personal account holders and can be revoked or withdrawn by the bank at any time.

When you access your overdraft privilege, you have 30 days to bring your account back to a positive balance to avoid interruption or suspension of your overdraft privilege.

We'd love to see you at one of our locations.