Find financial relief with a reliable source of affordable funds. Our Mastercard® and Visa® cards help you cover surprise costs, build your credit history, and even earn rewards.

Details
  • Worldwide purchasing power with Mastercard or Visa*
  • Rewards cards available
  • Competitive interest rates
  • No annual fee
  • 25-day grace period on purchases
  • 24/7 online management
  • Easily replaced if lost or stolen
Low Rate Card
  • Mastercard and Visa options available*
  • 9% intro rate for the first 6 months
  • No annual fee
  • 25-day grace period on purchases
  • MasterCard Platinum Benefits
    • Extended warranty protection
    • Travel accident insurance
    • Rental car collision damage waiver protection
    • And more
  • Visa Platinum Benefit of rental car collision damage waiver protection
  • Online account access at cardaccount.net
World Card
  • Mastercard credit card*
  • 9% intro rate for the first 6 months
  • No annual fee
  • 25-day grace period on purchases
  • Mastercard World Benefits
    • Concierge services
    • Extended warranty protection
    • Rental car collision damage waiver protection
    • And more
  • Preferred Points rewards
    • Earn one point for each dollar spent up to 10,000 per month
    • Redeem points for cash back, travel, merchandise, and retail gift cards
    • Manage your preferred points rewards online at dreampoints.com/preferredpoints or call 866-678- 5191
  • Online account access at cardaccount.net
Preferred Points Card
  • Mastercard and Visa options available*
  • 9% intro rate for the first 6 months
  • No annual fee
  • 25-day grace period on purchases
  • MasterCard Platinum Benefits**
    • Extended warranty protection
    • Travel accident insurance
    • Rental car collision damage waiver protection
    • And more
  • Visa Platinum Benefit of rental car collision damage waiver protection**
  • Preferred Points rewards**
    • Earn one point for each dollar spent up to 10,000 per month
    • Redeem points for cash back, travel, merchandise, and retail gift cards
    • Manage your preferred points rewards online at dreampoints.com/preferredpoints or call 866-678- 5191
  • Online account access at cardaccount.net

*The Employee, Preferred Points, and Low Rate consumer products include Mastercard Platinum and Visa Platinum cards. World card is MasterCard only and requires Preferred Points rewards.

**Full descriptions of all Mastercard and Visa Consumer Benefits are detailed on TIB Benefits Charts.

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